665 Spruce Garden Dr, Rural Hall, NC, 27045 | $295/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Rural Hall at 665 Spruce Garden Dr, Rural Hall, NC, 27045 offers $2,580/mo rent that, after a $1,835/mo payment, leaves $295/mo cash flow. Total monthly income is $2,580/mo, and annual cash flow is $3,540/yr on $124,309 cash. Return on cash invested measures 22.76% in year one, and rental yield stands at 8.26% at a $374,990 entry. Equity gained on principal adds $2,420/yr while 5% annual appreciation compounds into $103,603 by year five. Five-year ROI records 118.02% and total cumulative return in cash reaches $146,712. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,580/mo property income versus a $1,835/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 27045, Rural Hall, NC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,549 (100%)
Owner Occupied HU	3,316 (72.9%)
Renter Occupied HU	931 (20.5%)
Vacant Housing Units	302 ( 6.6%)
Median Home Value	$258,820
Average Home Value	$281,362