6640 Souder StPhiladelphiaPA19149
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 6640 Souder St, Philadelphia, PA, 19149 in Philadelphia hard to pass up. The 12.45% gross yield on a $204,900 purchase results in $2,125/mo in rent and $783/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.31). Annual cash flow of $9,390, five-year appreciation of $56,610, and $1,887/yr in equity build-up combine for a projected total cumulative return of $128,412.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 5.8% |
| Monthly Cash Flow | $783 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,125 |
| Total Monthly Debt Service | $1,261 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1950
1,365 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19149, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,933 (100%) |
| Owner Occupied HU | 10,396 (52.2%) |
| Renter Occupied HU | 8,672 (43.5%) |
| Vacant Housing Units | 865 ( 4.3%) |
| Median Home Value | $219,193 |
| Average Home Value | $264,861 |
Housing Distribution
Address Breakdown
Residential
19,078
Single Family
18,760
Multi-Family
318
Businesses
857
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1950
1,365 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19149, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,933 (100%) |
| Owner Occupied HU | 10,396 (52.2%) |
| Renter Occupied HU | 8,672 (43.5%) |
| Vacant Housing Units | 865 ( 4.3%) |
| Median Home Value | $219,193 |
| Average Home Value | $264,861 |
Housing Distribution
Address Breakdown
Residential
19,078
Single Family
18,760
Multi-Family
318
Businesses
857
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bei Chen • Appreciation Realty LLC
Mls Name: Bright MLS
Mls ID: #PAPH2539662