6640 Saranac DrTransferPA16154
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 6640 Saranac Dr, Transfer, PA, 16154 in Transfer. At $160,000 it earns $1,450/mo in rent and distributes $401/mo to the owner after the $719/mo payment, a consistent 10.87% yield. DSCR 2.02 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $44,205 in value; $1,474/yr in principal paydown compounds ownership stake. Total projected return: $86,812.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $401 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,450 |
| Total Monthly Debt Service | $985 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16154, Transfer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 820 (74.1%) |
| Renter Occupied HU | 181 (16.4%) |
| Vacant Housing Units | 106 ( 9.6%) |
| Median Home Value | $191,327 |
| Average Home Value | $251,186 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,063
Multi-Family
35
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16154, Transfer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 820 (74.1%) |
| Renter Occupied HU | 181 (16.4%) |
| Vacant Housing Units | 106 ( 9.6%) |
| Median Home Value | $191,327 |
| Average Home Value | $251,186 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,063
Multi-Family
35
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Masters • INTERSTATE REAL ESTATE SERVICES, INC.
Mls Name: WPMLS
Mls Provider:
Mls ID: #1721516
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.