6640 Railroad Flat RdMountain RanchCA95246
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Mountain Ranch at 6640 Railroad Flat Rd, Mountain Ranch, CA, 95246 listed at $1,275,000 pairs $1,980/mo rent with a $6,240/mo payment. Total monthly income runs $1,980/mo. Return on cash invested measures 3.21% in year one, and rental yield registers 1.86% at a $1,275,000 basis. Equity gained on principal adds $8,227/yr, and annual property appreciation at 5% supports $352,259 by year five. Five-year ROI tracks 13.2% and total cumulative return in cash totals $54,542. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,980/mo property income relative to a $6,240/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2002
34.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95246, Mountain Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 768 (100%) |
| Owner Occupied HU | 444 (57.8%) |
| Renter Occupied HU | 107 (13.9%) |
| Vacant Housing Units | 217 (28.3%) |
| Median Home Value | $481,416 |
| Average Home Value | $520,653 |
Housing Distribution
Address Breakdown
Residential
473
Single Family
473
Multi-Family
0
Businesses
24
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Listed by: Sara Cooper • Legacy Properties
Mls Name: CCARMLS
Mls ID: #202501709