6632 James Monroe Hwy, Culpeper, VA, 22701 | $195/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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6632 James Monroe Hwy, Culpeper, VA, 22701 | $195/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Culpeper at 6632 James Monroe Hwy, Culpeper, VA, 22701 listed at $350,000 pairs $2,287/mo rent with a $1,713/mo payment to leave $195/mo cash flow. Total monthly income runs $2,287/mo, and annual cash flow reaches $2,338/yr on $116,025 cash to close. Return on cash invested measures 21.92% in year one, and rental yield registers 7.84% at a $350,000 basis. Equity gained on principal adds $2,258/yr, and annual property appreciation at 5% supports $96,699 by year five. Five-year ROI tracks 113.37% and total cumulative return in cash totals $131,534. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,287/mo property income relative to a $1,713/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1957

0.73 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 6632 James Monroe Highway, where timeless charm meets modern convenience in the heart of Virginias picturesque countryside. This beautifully renovated home sits proudly on a spacious, open lot with no HOA restrictionsoffering you the freedom to live as you please. Located just 10 minutes from the vibrant shops, dining, and historic charm of downtown Culpeper, this gem is also directly across from the beloved Battlefield Country Store, known for its homemade treats and local flair. Step inside to discover a thoughtfully updated interior where style, comfort, and functionality shine. Every detail of this renovation has been carefully curated to blend contemporary finishes with warm, welcoming spaces. Whether youre looking to unwind on the porch, entertain guests, or start a homestead, this property has the space and flexibility to make it your own. With its prime location, generous lot, and no HOA, this is the perfect blend of rural tranquility and city convenience. Dont miss your chance to own a piece of Virginia charmthis turnkey treasure wont last long! ** Allconnect public website states that this address has internet options including xfinity, verizon and starlink ** Heat is propane, water heater and air conditioning are electric, public water. Well/septic recently inspected and pumped. Washer/dryer and shed convey. Basement entrance is outside to the side of the deck and down the stairs,

Neighborhood Data

Neighborhood data shown for ZIP Code: 22701, Culpeper, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,572 (100%)
Owner Occupied HU	9,650 (66.2%)
Renter Occupied HU	4,266 (29.3%)
Vacant Housing Units	656 ( 4.5%)
Median Home Value	$422,259
Average Home Value	$465,061