6623 Neosho StSaint LouisMO63109
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.49% gross rental yield, 6623 Neosho St, Saint Louis, MO, 63109 in Saint Louis is priced for capital growth, not immediate cash flow. The $469,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $129,576 by year five, with $4,320/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.39) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $179,231.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 7.8% |
| Monthly Cash Flow | $(775) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,942 |
| Total Monthly Debt Service | $2,735 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
4,552 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
4,552 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holly Gerchen • Epique Realty
Mls Name: MARIS
Mls Provider:
Mls ID: #25024691
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