6621 N Uber StPhiladelphiaPA19138
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.69% yield at 6621 N Uber St, Philadelphia, PA, 19138 in Philadelphia is solid, but the $1,124/mo payment compresses net cash flow to $173/mo at $249,999. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $69,070 by year five, and $2,303/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.61) without U.S. income documentation. Total projected return: $106,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.8% |
| Monthly Cash Flow | $173 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,811 |
| Total Monthly Debt Service | $1,539 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1925
1,183 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19138, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,252 (100%) |
| Owner Occupied HU | 8,354 (63.0%) |
| Renter Occupied HU | 3,687 (27.8%) |
| Vacant Housing Units | 1,211 ( 9.1%) |
| Median Home Value | $206,936 |
| Average Home Value | $312,950 |
Housing Distribution
Address Breakdown
Residential
12,652
Single Family
12,155
Multi-Family
497
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1925
1,183 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19138, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,252 (100%) |
| Owner Occupied HU | 8,354 (63.0%) |
| Renter Occupied HU | 3,687 (27.8%) |
| Vacant Housing Units | 1,211 ( 9.1%) |
| Median Home Value | $206,936 |
| Average Home Value | $312,950 |
Housing Distribution
Address Breakdown
Residential
12,652
Single Family
12,155
Multi-Family
497
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Sandoval Sandoval Martinez-Herrera • Giraldo Real Estate Group
Mls Name: Bright MLS
Mls ID: #PAPH2582078