6620 W 84th Circle #111ArvadaCO80003
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 6620 W 84th Circle #111, Arvada, CO, 80003 in Arvada at $399,900 earns $2,452/mo in rent and nets $121/mo after the $1,798/mo payment, a 7.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $110,485 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $3,683/yr in principal paydown, total projected return reaches $158,857.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $121 | $320 |
City averages based on Arvada market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,452 |
| Total Monthly Debt Service | $2,171 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80003, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,474 (100%) |
| Owner Occupied HU | 9,363 (69.5%) |
| Renter Occupied HU | 3,634 (27.0%) |
| Vacant Housing Units | 477 ( 3.5%) |
| Median Home Value | $593,100 |
| Average Home Value | $648,002 |
Housing Distribution
Address Breakdown
Residential
14,299
Single Family
12,144
Multi-Family
2,155
Businesses
695
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80003, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,474 (100%) |
| Owner Occupied HU | 9,363 (69.5%) |
| Renter Occupied HU | 3,634 (27.0%) |
| Vacant Housing Units | 477 ( 3.5%) |
| Median Home Value | $593,100 |
| Average Home Value | $648,002 |
Housing Distribution
Address Breakdown
Residential
14,299
Single Family
12,144
Multi-Family
2,155
Businesses
695
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices