6617 N Herndon Pl, Stockton, CA, 95219 | $1,303/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stockton at 6617 N Herndon Pl, Stockton, CA, 95219 priced at $500,000 converts $4,421/mo rent into $1,303/mo cash flow after a $2,447/mo obligation. Total monthly income equals $4,421/mo, and annual cash flow totals $15,638/yr on $165,750 invested. Return on cash invested prints 29.34% in year one, and rental yield reads 10.61% against a $500,000 entry. Equity gained on principal adds $3,226/yr, while 5% annual appreciation compiles into $138,141 by year five. Five-year ROI reaches 153.52% and total cumulative return in cash sums $254,456. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,421/mo property income covering a $2,447/mo payment, not borrower’s personal income.

Single Family

Built in 1964

7,902 sqft lot

$N/A/sqft

$300 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95219, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,318 (100%)
Owner Occupied HU	7,449 (60.5%)
Renter Occupied HU	4,422 (35.9%)
Vacant Housing Units	447 ( 3.6%)
Median Home Value	$626,054
Average Home Value	$665,298