6611 Packer Creek RdSalteseMT59842
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.75% gross rental yield, 6611 Packer Creek Rd, Saltese, MT, 59842 in Saltese is priced for capital growth, not immediate cash flow. The $1,292,200 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $357,011 by year five, with $11,901/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.51) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $192,773.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.2% |
| Monthly Cash Flow | $(4,588) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,964 |
| Total Monthly Debt Service | $7,038 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
9.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59842, Haugan, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 42 (100%) |
| Owner Occupied HU | 21 (50.0%) |
| Renter Occupied HU | 4 ( 9.5%) |
| Vacant Housing Units | 17 (40.5%) |
| Median Home Value | $282,143 |
| Average Home Value | $374,881 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
9.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59842, Haugan, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 42 (100%) |
| Owner Occupied HU | 21 (50.0%) |
| Renter Occupied HU | 4 ( 9.5%) |
| Vacant Housing Units | 17 (40.5%) |
| Median Home Value | $282,143 |
| Average Home Value | $374,881 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices