6611 Depot StCastorlandNY13620
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 6611 Depot St, Castorland, NY, 13620 in Castorland hard to pass up. The 33.78% gross yield on a $129,900 purchase results in $3,656/mo in rent and $2,789/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (6.26). Annual cash flow of $33,467, five-year appreciation of $35,889, and $1,196/yr in equity build-up combine for a projected total cumulative return of $229,004.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 33.8% | 6.2% |
| Monthly Cash Flow | $2,789 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,656 |
| Total Monthly Debt Service | $816 |
| DSCR Ratio | 4.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13620, Castorland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 984 (100%) |
| Owner Occupied HU | 670 (68.1%) |
| Renter Occupied HU | 200 (20.3%) |
| Vacant Housing Units | 114 (11.6%) |
| Median Home Value | $176,205 |
| Average Home Value | $242,011 |
Housing Distribution
Address Breakdown
Residential
765
Single Family
765
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13620, Castorland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 984 (100%) |
| Owner Occupied HU | 670 (68.1%) |
| Renter Occupied HU | 200 (20.3%) |
| Vacant Housing Units | 114 (11.6%) |
| Median Home Value | $176,205 |
| Average Home Value | $242,011 |
Housing Distribution
Address Breakdown
Residential
765
Single Family
765
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices