660 Steven LnWilliamsburgKY40769
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 660 Steven Ln, Williamsburg, KY, 40769 in Williamsburg speaks for itself: 11.54% gross on a $169,500 price, generating $1,630/mo in rent and $598/mo in net income after the $762/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,176 stacks alongside $46,830 in projected five-year appreciation and $1,561/yr in principal reduction. Projected total cumulative return: $102,759.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 8.5% |
| Monthly Cash Flow | $598 | $450 |
City averages based on Williamsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,630 |
| Total Monthly Debt Service | $964 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2014
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40769, Williamsburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,651 (100%) |
| Owner Occupied HU | 4,523 (59.1%) |
| Renter Occupied HU | 2,239 (29.3%) |
| Vacant Housing Units | 889 (11.6%) |
| Median Home Value | $112,314 |
| Average Home Value | $143,394 |
Housing Distribution
Address Breakdown
Residential
7,402
Single Family
7,370
Multi-Family
32
Businesses
496
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2014
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40769, Williamsburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,651 (100%) |
| Owner Occupied HU | 4,523 (59.1%) |
| Renter Occupied HU | 2,239 (29.3%) |
| Vacant Housing Units | 889 (11.6%) |
| Median Home Value | $112,314 |
| Average Home Value | $143,394 |
Housing Distribution
Address Breakdown
Residential
7,402
Single Family
7,370
Multi-Family
32
Businesses
496
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices