66 Sugar Ridge Ct UNIT 1Saint PetersMO63376
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 66 Sugar Ridge Ct UNIT 1, Saint Peters, MO, 63376 in Saint Peters. At $194,000 it earns $1,847/mo in rent and distributes $281/mo to the owner after the $872/mo payment, a consistent 11.42% yield. DSCR 2.12 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $53,599 in value; $1,787/yr in principal paydown compounds ownership stake. Total projected return: $93,285.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $281 | $820 |
City averages based on Saint Peters market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,847 |
| Total Monthly Debt Service | $1,489 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
980.10 sqft lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63376, Saint Peters, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,750 (100%) |
| Owner Occupied HU | 25,469 (80.2%) |
| Renter Occupied HU | 5,533 (17.4%) |
| Vacant Housing Units | 748 ( 2.4%) |
| Median Home Value | $309,423 |
| Average Home Value | $322,736 |
Housing Distribution
Address Breakdown
Residential
30,923
Single Family
27,599
Multi-Family
3,324
Businesses
2,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
980.10 sqft lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63376, Saint Peters, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,750 (100%) |
| Owner Occupied HU | 25,469 (80.2%) |
| Renter Occupied HU | 5,533 (17.4%) |
| Vacant Housing Units | 748 ( 2.4%) |
| Median Home Value | $309,423 |
| Average Home Value | $322,736 |
Housing Distribution
Address Breakdown
Residential
30,923
Single Family
27,599
Multi-Family
3,324
Businesses
2,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cheryl A Lade • Coldwell Banker Realty - Gundaker
Mls Name: MARIS
Mls Provider:
Mls ID: #25049848
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