66 Joseph Alver LnWarm SpringsGA31830
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 66 Joseph Alver Ln, Warm Springs, GA, 31830 in Warm Springs speaks for itself: 11.69% gross on a $145,000 price, generating $1,412/mo in rent and $530/mo in net income after the $652/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,359 stacks alongside $40,061 in projected five-year appreciation and $1,335/yr in principal reduction. Projected total cumulative return: $89,038.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $530 | $1,200 |
City averages based on Warm Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,412 |
| Total Monthly Debt Service | $825 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
14.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31830, Warm Springs, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 979 (100%) |
| Owner Occupied HU | 611 (62.4%) |
| Renter Occupied HU | 226 (23.1%) |
| Vacant Housing Units | 142 (14.5%) |
| Median Home Value | $178,324 |
| Average Home Value | $221,686 |
Housing Distribution
Address Breakdown
Residential
678
Single Family
678
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
14.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31830, Warm Springs, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 979 (100%) |
| Owner Occupied HU | 611 (62.4%) |
| Renter Occupied HU | 226 (23.1%) |
| Vacant Housing Units | 142 (14.5%) |
| Median Home Value | $178,324 |
| Average Home Value | $221,686 |
Housing Distribution
Address Breakdown
Residential
678
Single Family
678
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices