659 Lost River LnWest SacramentoCA95605
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow659 Lost River Ln, West Sacramento, CA, 95605 in West Sacramento earns its strong cash-flow label: 12.99% yield, $6,754/mo rent, $2,560/mo net income, DSCR 2.41. The $624,010 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $172,402 by year five. Combined with $5,747/yr in principal paydown, total projected return reaches $402,813.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.0% |
| Monthly Cash Flow | $2,560 | $1,500 |
City averages based on West Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,754 |
| Total Monthly Debt Service | $3,945 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3,140 sqft lot
$N/A/sqft
$333 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95605, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,346 (100%) |
| Owner Occupied HU | 2,330 (36.7%) |
| Renter Occupied HU | 3,673 (57.9%) |
| Vacant Housing Units | 343 ( 5.4%) |
| Median Home Value | $460,452 |
| Average Home Value | $529,153 |
Housing Distribution
Address Breakdown
Residential
5,432
Single Family
4,053
Multi-Family
1,379
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3,140 sqft lot
$N/A/sqft
$333 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95605, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,346 (100%) |
| Owner Occupied HU | 2,330 (36.7%) |
| Renter Occupied HU | 3,673 (57.9%) |
| Vacant Housing Units | 343 ( 5.4%) |
| Median Home Value | $460,452 |
| Average Home Value | $529,153 |
Housing Distribution
Address Breakdown
Residential
5,432
Single Family
4,053
Multi-Family
1,379
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices