6575 State Highway 2141HustonvilleKY40437
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6575 State Highway 2141, Hustonville, KY, 40437 in Hustonville: $844/mo in rent, $205/mo in net income, 9.65% gross yield, 1.79 DSCR, all at $105,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $29,010 in appreciation and $967/yr in principal paydown projects total cumulative return of $52,983.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 8.5% |
| Monthly Cash Flow | $205 | $250 |
City averages based on Hustonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $844 |
| Total Monthly Debt Service | $597 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40437, Hustonville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,837 (100%) |
| Owner Occupied HU | 1,302 (70.9%) |
| Renter Occupied HU | 312 (17.0%) |
| Vacant Housing Units | 223 (12.1%) |
| Median Home Value | $163,318 |
| Average Home Value | $190,528 |
Housing Distribution
Address Breakdown
Residential
1,855
Single Family
1,855
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40437, Hustonville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,837 (100%) |
| Owner Occupied HU | 1,302 (70.9%) |
| Renter Occupied HU | 312 (17.0%) |
| Vacant Housing Units | 223 (12.1%) |
| Median Home Value | $163,318 |
| Average Home Value | $190,528 |
Housing Distribution
Address Breakdown
Residential
1,855
Single Family
1,855
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Slava Furs • 85W Real Estate
Mls Name: Imagine MLS
Mls ID: #25501326