657 W 4th St, Yorktown, TX, 78164 | Equity Gain $3,194/yr

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $810/mo, and a $2,423/mo payment. Purchase price stands at $495,000, and rental yield measures 1.96% with $810/mo rent. Return on cash invested shows 0.09% in year one, and 5% annual appreciation builds toward $136,759 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $810/mo property income covering a $2,423/mo payment rather than investor’s personal income.

Apartment

Built in 1975

1.32 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 78164, Yorktown, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,072 (100%)
Owner Occupied HU	1,208 (58.3%)
Renter Occupied HU	350 (16.9%)
Vacant Housing Units	514 (24.8%)
Median Home Value	$235,862
Average Home Value	$301,734