657 Silver AveSan FranciscoCA94134
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 657 Silver Ave, San Francisco, CA, 94134 in San Francisco is a conservative rental investment at $998,000. Rental yield 6.84%. A 1.27 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $275,729; $9,192/yr in principal paydown supplements. Total projected return: $347,049.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.5% |
| Monthly Cash Flow | $(487) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,687 |
| Total Monthly Debt Service | $5,777 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94134, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,683 (100%) |
| Owner Occupied HU | 7,038 (55.5%) |
| Renter Occupied HU | 4,960 (39.1%) |
| Vacant Housing Units | 685 ( 5.4%) |
| Median Home Value | $1,098,467 |
| Average Home Value | $1,114,471 |
Housing Distribution
Address Breakdown
Residential
11,333
Single Family
9,869
Multi-Family
1,464
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94134, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,683 (100%) |
| Owner Occupied HU | 7,038 (55.5%) |
| Renter Occupied HU | 4,960 (39.1%) |
| Vacant Housing Units | 685 ( 5.4%) |
| Median Home Value | $1,098,467 |
| Average Home Value | $1,114,471 |
Housing Distribution
Address Breakdown
Residential
11,333
Single Family
9,869
Multi-Family
1,464
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mitchell Barocio • Real Broker
Mls Name: CCAR
Mls ID: #41117199