656 Gilmour StBrawleyCA92227
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 656 Gilmour St, Brawley, CA, 92227 in Brawley speaks for itself: 10.11% gross on a $260,000 price, generating $2,190/mo in rent and $582/mo in net income after the $1,169/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,979 stacks alongside $71,833 in projected five-year appreciation and $2,395/yr in principal reduction. Projected total cumulative return: $136,065.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $582 | $800 |
City averages based on Brawley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,190 |
| Total Monthly Debt Service | $1,505 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
6,066 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92227, Brawley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,223 (100%) |
| Owner Occupied HU | 4,635 (50.3%) |
| Renter Occupied HU | 4,139 (44.9%) |
| Vacant Housing Units | 449 ( 4.9%) |
| Median Home Value | $335,991 |
| Average Home Value | $372,502 |
Housing Distribution
Address Breakdown
Residential
9,040
Single Family
8,468
Multi-Family
572
Businesses
768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
6,066 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92227, Brawley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,223 (100%) |
| Owner Occupied HU | 4,635 (50.3%) |
| Renter Occupied HU | 4,139 (44.9%) |
| Vacant Housing Units | 449 ( 4.9%) |
| Median Home Value | $335,991 |
| Average Home Value | $372,502 |
Housing Distribution
Address Breakdown
Residential
9,040
Single Family
8,468
Multi-Family
572
Businesses
768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gisela Sanchez • eXp Realty of California Inc
Mls Name: ICAOR
Mls ID: #25599311IC