656 6th AveVictorMT59875
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 656 6th Ave, Victor, MT, 59875 in Victor delivers $1,750/mo in gross rent and $470/mo in net monthly income at a $219,000 entry. The 9.59% yield and 1.78 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $60,506 over five years and $2,017/yr in equity from loan paydown, total projected return is $112,942.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $470 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,750 |
| Total Monthly Debt Service | $1,193 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1976
6,490 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59875, Victor, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,818 (100%) |
| Owner Occupied HU | 1,268 (69.7%) |
| Renter Occupied HU | 317 (17.4%) |
| Vacant Housing Units | 233 (12.8%) |
| Median Home Value | $625,362 |
| Average Home Value | $714,791 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,446
Multi-Family
4
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1976
6,490 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59875, Victor, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,818 (100%) |
| Owner Occupied HU | 1,268 (69.7%) |
| Renter Occupied HU | 317 (17.4%) |
| Vacant Housing Units | 233 (12.8%) |
| Median Home Value | $625,362 |
| Average Home Value | $714,791 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,446
Multi-Family
4
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices