6550 Ponto Dr SPACE 39CarlsbadCA92011
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Carlsbad rental at 6550 Ponto Dr SPACE 39, Carlsbad, CA, 92011 sits in the solid-income band: 8.43% gross yield, $1,749/mo rent, $209/mo net after the $1,120/mo debt service, DSCR 1.56. Entry price of $249,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $68,794 and $2,293/yr in principal reduction bring total cumulative return to $107,853.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.5% |
| Monthly Cash Flow | $209 | $1,500 |
City averages based on Carlsbad market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,749 |
| Total Monthly Debt Service | $1,441 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gerry Burchard • Burchard & Associates
Mls Name: SDMLS
Mls ID: #250040864