655 Flintside DrCobbGA31735
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 655 Flintside Dr, Cobb, GA, 31735 in Cobb is capital appreciation. Rental yield 2.16%. The 2.16% gross yield at $1,089,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $300,871 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.40) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $112,091.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 7.0% |
| Monthly Cash Flow | $(4,668) | $1,200 |
City averages based on Cobb market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,960 |
| Total Monthly Debt Service | $6,195 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
1.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31735, Cobb, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 746 (100%) |
| Owner Occupied HU | 324 (43.4%) |
| Renter Occupied HU | 54 ( 7.2%) |
| Vacant Housing Units | 368 (49.3%) |
| Median Home Value | $245,673 |
| Average Home Value | $272,245 |
Housing Distribution
Address Breakdown
Residential
380
Single Family
380
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
1.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31735, Cobb, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 746 (100%) |
| Owner Occupied HU | 324 (43.4%) |
| Renter Occupied HU | 54 ( 7.2%) |
| Vacant Housing Units | 368 (49.3%) |
| Median Home Value | $245,673 |
| Average Home Value | $272,245 |
Housing Distribution
Address Breakdown
Residential
380
Single Family
380
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices