655 Bray School RdOaklandMD21550
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oakland at 655 Bray School Rd, Oakland, MD, 21550 with 5% annual appreciation on a $269,000 basis while $1,690/mo rent supports operations. Total monthly income totals $1,690/mo and a $1,317/mo payment preserves $17/mo for cash returns. Annual cash flow comes to $199/yr on $89,174 deployed, and return on cash invested reaches 20.13% in year one. Equity gained on principal adds $1,736/yr, and five-year appreciation sums $74,320 alongside rental yield of 7.54%. Five-year ROI measures 104.09% and total cumulative return in cash totals $92,819.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,690/mo property income versus a $1,317/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1984
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21550, Oakland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,200 (100%) |
| Owner Occupied HU | 4,452 (54.3%) |
| Renter Occupied HU | 1,331 (16.2%) |
| Vacant Housing Units | 2,417 (29.5%) |
| Median Home Value | $269,200 |
| Average Home Value | $353,393 |
Housing Distribution
Address Breakdown
Residential
6,713
Single Family
6,415
Multi-Family
298
Businesses
688
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Listed by: Susan Bell • Railey Realty, Inc.
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDGA2009090
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