6539 Morgan Shores RdLake ArthurLA70549
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play6539 Morgan Shores Rd, Lake Arthur, LA, 70549 in Lake Arthur is priced for appreciation, not yield. Rental yield 4.14%. At $395,000 with a 4.14% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $109,131 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.78) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $81,168.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 8.0% |
| Monthly Cash Flow | $(1,098) | $400 |
City averages based on Lake Arthur market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $2,290 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70549, Lake Arthur, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,780 (100%) |
| Owner Occupied HU | 1,099 (61.7%) |
| Renter Occupied HU | 391 (22.0%) |
| Vacant Housing Units | 290 (16.3%) |
| Median Home Value | $114,100 |
| Average Home Value | $140,389 |
Housing Distribution
Address Breakdown
Residential
1,614
Single Family
1,614
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70549, Lake Arthur, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,780 (100%) |
| Owner Occupied HU | 1,099 (61.7%) |
| Renter Occupied HU | 391 (22.0%) |
| Vacant Housing Units | 290 (16.3%) |
| Median Home Value | $114,100 |
| Average Home Value | $140,389 |
Housing Distribution
Address Breakdown
Residential
1,614
Single Family
1,614
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robbie Ingle • Coldwell Banker Ingle Safari R
Mls Name: SWLAR
Mls ID: #SWL25100266