6531 E 28th StTulsaOK74129
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.73% yield at 6531 E 28th St, Tulsa, OK, 74129 in Tulsa is solid, but the $980/mo payment compresses net cash flow to $194/mo at $218,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $60,229 by year five, and $2,008/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.62) without U.S. income documentation. Total projected return: $95,346.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.2% |
| Monthly Cash Flow | $194 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,586 |
| Total Monthly Debt Service | $1,305 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
7,056 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74129, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,954 (100%) |
| Owner Occupied HU | 3,540 (44.5%) |
| Renter Occupied HU | 3,635 (45.7%) |
| Vacant Housing Units | 779 ( 9.8%) |
| Median Home Value | $159,826 |
| Average Home Value | $227,340 |
Housing Distribution
Address Breakdown
Residential
7,596
Single Family
7,098
Multi-Family
498
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
7,056 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74129, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,954 (100%) |
| Owner Occupied HU | 3,540 (44.5%) |
| Renter Occupied HU | 3,635 (45.7%) |
| Vacant Housing Units | 779 ( 9.8%) |
| Median Home Value | $159,826 |
| Average Home Value | $227,340 |
Housing Distribution
Address Breakdown
Residential
7,596
Single Family
7,098
Multi-Family
498
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices