653 Oak Run Trl #Tl109Oak ParkCA91377
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.67, 653 Oak Run Trl #Tl109, Oak Park, CA, 91377 in Oak Park sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 9.03%. The 9.03% yield is backed by 5% annual appreciation projecting $120,182 in value gain, plus $4,006/yr in principal reduction. Total projected cumulative return: $202,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.5% |
| Monthly Cash Flow | $(11) | $1,500 |
City averages based on Oak Park market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,275 |
| Total Monthly Debt Service | $2,518 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91377, Oak Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,254 (100%) |
| Owner Occupied HU | 3,603 (68.6%) |
| Renter Occupied HU | 1,499 (28.5%) |
| Vacant Housing Units | 152 ( 2.9%) |
| Median Home Value | $1,098,861 |
| Average Home Value | $1,166,065 |
Housing Distribution
Address Breakdown
Residential
5,231
Single Family
4,403
Multi-Family
828
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91377, Oak Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,254 (100%) |
| Owner Occupied HU | 3,603 (68.6%) |
| Renter Occupied HU | 1,499 (28.5%) |
| Vacant Housing Units | 152 ( 2.9%) |
| Median Home Value | $1,098,861 |
| Average Home Value | $1,166,065 |
Housing Distribution
Address Breakdown
Residential
5,231
Single Family
4,403
Multi-Family
828
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CSMAOR
Mls ID: #226001808