6529 Spring HurstSan AntonioTX78249
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 6529 Spring Hurst, San Antonio, TX, 78249 in San Antonio at $197,000 earns $1,579/mo in rent and nets $178/mo after the $886/mo payment, a 9.62% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $54,427 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $1,814/yr in principal paydown, total projected return reaches $86,974.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $178 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,579 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1973
2,047 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78249, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,473 (100%) |
| Owner Occupied HU | 11,803 (44.6%) |
| Renter Occupied HU | 12,023 (45.4%) |
| Vacant Housing Units | 2,647 ( 10.0%) |
| Median Home Value | $313,702 |
| Average Home Value | $337,529 |
Housing Distribution
Address Breakdown
Residential
25,175
Single Family
15,477
Multi-Family
9,698
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1973
2,047 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78249, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,473 (100%) |
| Owner Occupied HU | 11,803 (44.6%) |
| Renter Occupied HU | 12,023 (45.4%) |
| Vacant Housing Units | 2,647 ( 10.0%) |
| Median Home Value | $313,702 |
| Average Home Value | $337,529 |
Housing Distribution
Address Breakdown
Residential
25,175
Single Family
15,477
Multi-Family
9,698
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara McCoy • Coldwell Banker D'Ann Harper, REALTOR
Mls Name: LERA MLS
Mls ID: #1939853