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Get DSCR Rental Loan Rate Quote
$479,500
3 bds•2 ba•-sqft

651050 Foothill Rd,Nubieber,CA,96009

6.74%
Gross Yield
17.71%
ROI
$2,693/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Income-Producing

Reliable and efficiently structured, 651050 Foothill Rd, Nubieber, CA, 96009 in Nubieber is a conservative rental investment at $479,500. Rental yield 6.74%. A 1.18 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $132,477; $4,020/yr in principal paydown supplements. Total projected return: $155,226.

This PropertyNational Avg
Gross Rental Yield6.7%6.2%
Monthly Cash Flow$(273)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.93× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$2,693
Total Monthly Debt Service$2,892
DSCR Ratio0.93x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1991

40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96009, Bieber, CA area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)137 (100%)
Owner Occupied HU84 (61.3%)
Renter Occupied HU23 (16.8%)
Vacant Housing Units30 (21.9%)
Median Home Value$357,143
Average Home Value$428,423

Housing Distribution

Address Breakdown

Residential

1

Single Family

1

Multi-Family

0

Businesses

35

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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

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$ 359,275
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$2,330 / mo
  • 3 Bed
  • 2 Bath
  • 1870 sft
27401 Goodman Rd, Fall River Mills, CA, 96028
23341 Cassel Fall River Rd
Recently listed
$ 400,000
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18.5%
Rent
$2,339 / mo
  • 2 Bed
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Rent
$2,366 / mo
  • 3 Bed
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Recently listed
$ 245,000
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32.5%
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NMLS #2625701
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Listed by: N/A • N/A 

Mls Name: SMLS

Mls ID: #26-1313

California•Nubieber•651050 Foothill Rd
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Single Family

Built in 1991

40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96009, Bieber, CA area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)137 (100%)
Owner Occupied HU84 (61.3%)
Renter Occupied HU23 (16.8%)
Vacant Housing Units30 (21.9%)
Median Home Value$357,143
Average Home Value$428,423

Housing Distribution

Address Breakdown

Residential

1

Single Family

1

Multi-Family

0

Businesses

35