651 Pineleaf DrMeadow ValleyCA95956



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 651 Pineleaf Dr, Meadow Valley, CA, 95956 in Meadow Valley. Priced at $299,000, it generates $2,861/mo in gross rent and $1,011/mo in net monthly cash flow, a 11.48% yield that comfortably supports the 2.13 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,134. Five-year appreciation: $82,608. Equity from principal paydown: $2,754/yr. Total projected cumulative return: $178,488.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $1,011 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,861 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95956, Meadow Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 92 (100%) |
| Owner Occupied HU | 69 (75.0%) |
| Renter Occupied HU | 12 (13.0%) |
| Vacant Housing Units | 11 (12.0%) |
| Median Home Value | $367,188 |
| Average Home Value | $454,167 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
10



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1993
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95956, Meadow Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 92 (100%) |
| Owner Occupied HU | 69 (75.0%) |
| Renter Occupied HU | 12 (13.0%) |
| Vacant Housing Units | 11 (12.0%) |
| Median Home Value | $367,188 |
| Average Home Value | $454,167 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Amber Donnelly • CENTURY 21 TAHOE NORTH REALTORS
Mls Name: Plumas AOR
Mls ID: #20250425








