651 N 4th StSan JoseCA95112








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Jose at 651 N 4th St, San Jose, CA, 95112 with 5% annual appreciation on a $728,000 basis while $3,588/mo rent supports operations. 24% in year one. Equity gained on principal adds $4,698/yr, and five-year appreciation sums $201,133 alongside rental yield of 5.91%. Five-year ROI measures 67.88% and total cumulative return in cash totals $162,575. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,588/mo property income versus a $3,563/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Condo
Built in 1980
N/A lot
$N/A/sqft
$445 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95112, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,764 (100%) |
| Owner Occupied HU | 6,050 (24.4%) |
| Renter Occupied HU | 16,994 (68.6%) |
| Vacant Housing Units | 1,720 ( 6.9%) |
| Median Home Value | $1,119,691 |
| Average Home Value | $1,168,240 |
Housing Distribution
Address Breakdown
Residential
23,233
Single Family
14,328
Multi-Family
8,905
Businesses
3,455
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Listed by: Perla Del Rosario • Alliance Bay Realty
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81988869
Disclaimer: Based on information from the MLSListings MLS as of 2025-01-08 13:26:49 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








