651 Laurel StBaton RougeLA70801
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 651 Laurel St, Baton Rouge, LA, 70801 in Baton Rouge is capital appreciation. Rental yield 4.67%. The 4.67% gross yield at $399,555 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $110,390 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.86) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $92,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 7.2% |
| Monthly Cash Flow | $(921) | $450 |
City averages based on Baton Rouge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,554 |
| Total Monthly Debt Service | $2,316 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70801, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 293 (100%) |
| Owner Occupied HU | 22 ( 7.5%) |
| Renter Occupied HU | 230 (78.5%) |
| Vacant Housing Units | 41 (14.0%) |
| Median Home Value | $310,000 |
| Average Home Value | $373,636 |
Housing Distribution
Address Breakdown
Residential
188
Single Family
25
Multi-Family
163
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70801, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 293 (100%) |
| Owner Occupied HU | 22 ( 7.5%) |
| Renter Occupied HU | 230 (78.5%) |
| Vacant Housing Units | 41 (14.0%) |
| Median Home Value | $310,000 |
| Average Home Value | $373,636 |
Housing Distribution
Address Breakdown
Residential
188
Single Family
25
Multi-Family
163
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristan Fletcher • Peak Properties, LLC
Mls Name: ROAM MLS
Mls ID: #2025020132