650652 Old Berwick RdBloomsburgPA17815
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 650652 Old Berwick Rd, Bloomsburg, PA, 17815 in Bloomsburg hard to pass up. The 12.61% gross yield on a $174,900 purchase results in $1,838/mo in rent and $692/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.22). Annual cash flow of $8,303, five-year appreciation of $48,322, and $1,466/yr in equity build-up combine for a projected total cumulative return of $107,834.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.2% |
| Monthly Cash Flow | $692 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,838 |
| Total Monthly Debt Service | $1,119 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17815, Bloomsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,727 (100%) |
| Owner Occupied HU | 7,189 (56.5%) |
| Renter Occupied HU | 4,275 (33.6%) |
| Vacant Housing Units | 1,263 ( 9.9%) |
| Median Home Value | $245,443 |
| Average Home Value | $285,558 |
Housing Distribution
Address Breakdown
Residential
11,881
Single Family
11,435
Multi-Family
446
Businesses
1,052
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: TARA KNORR • PRO Real Estate Services, Inc.
Mls Name: CSVBOR
Mls ID: #20-101406
