6502 Algard StPhiladelphiaPA19135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 6502 Algard St, Philadelphia, PA, 19135 in Philadelphia: $2,132/mo in rent, $527/mo net, 10.44% gross yield, all on a $245,000 acquisition. The 1.93 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $67,689 in value, and $2,256/yr in principal paydown steadily builds equity. Projected total cumulative return: $127,180.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $527 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,132 |
| Total Monthly Debt Service | $1,508 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1950
1,470 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19135, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,050 (100%) |
| Owner Occupied HU | 7,092 (54.3%) |
| Renter Occupied HU | 5,133 (39.3%) |
| Vacant Housing Units | 825 ( 6.3%) |
| Median Home Value | $192,247 |
| Average Home Value | $248,030 |
Housing Distribution
Address Breakdown
Residential
12,490
Single Family
11,858
Multi-Family
632
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1950
1,470 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19135, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,050 (100%) |
| Owner Occupied HU | 7,092 (54.3%) |
| Renter Occupied HU | 5,133 (39.3%) |
| Vacant Housing Units | 825 ( 6.3%) |
| Median Home Value | $192,247 |
| Average Home Value | $248,030 |
Housing Distribution
Address Breakdown
Residential
12,490
Single Family
11,858
Multi-Family
632
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Su Chen • EXP Realty, LLC
Mls Name: Bright MLS
Mls ID: #PAPH2581552