6500 Charter Oaks Cir, Columbus, GA, 31909 | $335/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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6500 Charter Oaks Cir, Columbus, GA, 31909 | $335/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbus at 6500 Charter Oaks Cir, Columbus, GA, 31909 offers a 9.32% rental yield on a $199,000 purchase with $1,546/mo rent. Total monthly income registers $1,546/mo, and a $974/mo payment leaves $335/mo available for distribution. Annual cash flow reaches $4,018/yr on $65,969 to close, and return on cash invested stands at 26% in year one. Equity gained on principal adds $1,284/yr while 5% annual appreciation supports $54,980 over five years. Portfolio math shows five-year ROI at 135.36% and total cumulative return in cash at $89,298. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,546/mo property income against a $974/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1973

0.28 Acres lot

$N/A/sqft

No HOA

More details about the property

4 BD 1.5 BA split-level home with lots of character. Entry foyer opens into living room, which could become an office, or a playroom. The kitchen has granite countertops, gas range and peek-thru cabinets, LVP flooring. Three spacious bedrooms upstairs, including the master. One bedroom downstairs, as well as a separate den with fireplace feature. French doors open into large fenced backyard. This is a well established neighborhood, with schools, and convenient dining and shopping.

Neighborhood Data

Neighborhood data shown for ZIP Code: 31909, Columbus, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,759 (100%)
Owner Occupied HU	9,428 (53.1%)
Renter Occupied HU	7,575 (42.7%)
Vacant Housing Units	756 ( 4.3%)
Median Home Value	$265,997
Average Home Value	$290,043