650 Mountain Gate Dr LOT 118ClarkdaleAZ86324
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 650 Mountain Gate Dr LOT 118, Clarkdale, AZ, 86324 in Clarkdale fits: $709,900, 5.88% gross yield, and a projected 5% annual appreciation rate adding $196,132 in value within five years. Rental yield 5.88%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.09) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,538/yr in principal paydown and $196,132 in appreciation project a total return of $219,685.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.0% |
| Monthly Cash Flow | $(759) | $300 |
City averages based on Clarkdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,480 |
| Total Monthly Debt Service | $3,957 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
9,583 sqft lot
$N/A/sqft
$43 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86324, Clarkdale, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,016 (100%) |
| Owner Occupied HU | 2,288 (75.9%) |
| Renter Occupied HU | 480 (15.9%) |
| Vacant Housing Units | 248 ( 8.2%) |
| Median Home Value | $409,322 |
| Average Home Value | $460,696 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
2,017
Multi-Family
8
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
9,583 sqft lot
$N/A/sqft
$43 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86324, Clarkdale, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,016 (100%) |
| Owner Occupied HU | 2,288 (75.9%) |
| Renter Occupied HU | 480 (15.9%) |
| Vacant Housing Units | 248 ( 8.2%) |
| Median Home Value | $409,322 |
| Average Home Value | $460,696 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
2,017
Multi-Family
8
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Boulet • Sunhaven Real Estate, LLC
Mls Name: SVVAR
Mls Provider:
Mls ID: #536682
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.