650 E Pintail CirFresnoCA93730
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 650 E Pintail Cir, Fresno, CA, 93730 in Fresno is narrow, $90/mo net on $2,569/mo rent after the $2,356/mo debt service, but the property operates at break-even-plus, not a loss. At $524,000 with a 8.01% yield, the long-run equity case via 5% appreciation ($144,772 over five years) and $4,826/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.09 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $145,440.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.1% |
| Monthly Cash Flow | $90 | $420 |
City averages based on Fresno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,569 |
| Total Monthly Debt Service | $3,200 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
5,898 sqft lot
$N/A/sqft
$92 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
5,898 sqft lot
$N/A/sqft
$92 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Francisco Ceballos • M.C. Real Estate Corp
Mls Name: Fresno MLS
Mls ID: #628706