65 Verdugo St, West Springfield, MA, 01089 | $921/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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65 Verdugo St, West Springfield, MA, 01089 | $921/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in West Springfield at 65 Verdugo St, West Springfield, MA, 01089 priced at $420,000 converts $3,568/mo rent into $921/mo cash flow after a $2,056/mo obligation. Total monthly income equals $3,568/mo, and annual cash flow totals $11,046/yr on $139,230 invested. Return on cash invested prints 27.84% in year one, and rental yield reads 10.19% against a $420,000 entry. Equity gained on principal adds $2,710/yr, while 5% annual appreciation compiles into $116,038 by year five. Five-year ROI reaches 145.54% and total cumulative return in cash sums $202,639. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,568/mo property income covering a $2,056/mo payment, not borrower’s personal income.

Single Family

Built in 1920

0.95 Acres lot

$N/A/sqft

No HOA

More details about the property

Nestled at 65 Verdugo St, West Springfield, MA, this single-family residence in West Springfield presents an exciting opportunity to own a piece of colonial house. The residence offers four bedrooms, two full bathrooms providing practical convenience for the household with the kitchen and in kitchen dining, living room and a 3 season porch. The property also features a two-car garage, providing secure parking and additional storage space for vehicles and other belongings. With 1884 square feet of living area, this home offers ample space for comfortable living and creative expression.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01089, West Springfield, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,930 (100%)
Owner Occupied HU	7,146 (55.3%)
Renter Occupied HU	5,138 (39.7%)
Vacant Housing Units	646 ( 5.0%)
Median Home Value	$352,299
Average Home Value	$412,149