65 Pato AveNew CuyamaCA93254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 65 Pato Ave, New Cuyama, CA, 93254 in New Cuyama: $3,125/mo in rent, $1,028/mo net, 11.06% gross yield, all on a $314,999 acquisition. The 2.21 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $87,028 in value, and $2,901/yr in principal paydown steadily builds equity. Projected total cumulative return: $195,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 8.0% |
| Monthly Cash Flow | $1,028 | $500 |
City averages based on New Cuyama market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,125 |
| Total Monthly Debt Service | $1,823 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93254, New Cuyama, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 151 (49.2%) |
| Renter Occupied HU | 107 (34.9%) |
| Vacant Housing Units | 49 (16.0%) |
| Median Home Value | $222,115 |
| Average Home Value | $440,199 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93254, New Cuyama, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 151 (49.2%) |
| Renter Occupied HU | 107 (34.9%) |
| Vacant Housing Units | 49 (16.0%) |
| Median Home Value | $222,115 |
| Average Home Value | $440,199 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cristina Nunez • CHAMPION Real Estate
Mls Name: North Santa Barbara County MLS
Mls ID: #25001257