65 Gardenia BlvdGreenwoodDE19950
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable, bankable, and well-priced, 65 Gardenia Blvd, Greenwood, DE, 19950 in Greenwood delivers $2,962/mo in gross rent and $213/mo in net monthly income at a $475,000 entry. The 7.48% yield and 1.39 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $131,234 over five years and $4,375/yr in equity from loan paydown, total projected return is $193,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $213 | $1,500 |
City averages based on Greenwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,962 |
| Total Monthly Debt Service | $2,559 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19950, Greenwood, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,944 (100%) |
| Owner Occupied HU | 2,341 (79.5%) |
| Renter Occupied HU | 386 (13.1%) |
| Vacant Housing Units | 217 ( 7.4%) |
| Median Home Value | $364,721 |
| Average Home Value | $408,818 |
Housing Distribution
Address Breakdown
Residential
2,798
Single Family
2,792
Multi-Family
6
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19950, Greenwood, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,944 (100%) |
| Owner Occupied HU | 2,341 (79.5%) |
| Renter Occupied HU | 386 (13.1%) |
| Vacant Housing Units | 217 ( 7.4%) |
| Median Home Value | $364,721 |
| Average Home Value | $408,818 |
Housing Distribution
Address Breakdown
Residential
2,798
Single Family
2,792
Multi-Family
6
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices