65 Cottage LnToccoaGA30577








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Toccoa at 65 Cottage Ln, Toccoa, GA, 30577 offers $6,521/mo rent that, after a $3,573/mo payment, leaves $1,773/mo cash flow. Total monthly income is $6,521/mo, and annual cash flow is $21,274/yr on $240,154 cash. Return on cash invested measures 28.92% in year one, and rental yield stands at 10.72% at a $729,950 entry. Equity gained on principal adds $4,710/yr while 5% annual appreciation compounds into $201,672 by year five. Five-year ROI records 151.53% and total cumulative return in cash reaches $363,911. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $6,521/mo property income versus a $3,573/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2013
0.39 Acres lot
$N/A/sqft
$2,934 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30577, Toccoa, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,178 (100%) |
| Owner Occupied HU | 6,226 (61.2%) |
| Renter Occupied HU | 2,857 (28.1%) |
| Vacant Housing Units | 1,095 (10.8%) |
| Median Home Value | $211,071 |
| Average Home Value | $268,780 |
Housing Distribution
Address Breakdown
Residential
9,706
Single Family
9,517
Multi-Family
189
Businesses
914
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Listed by: Tracy Stephens • EXP Realty, LLC.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7397520
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