65 Barrett LaneHoldenME04429
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 65 Barrett Lane, Holden, ME, 04429 in Holden. At $784,900 it earns $5,221/mo in rent and distributes $268/mo to the owner after the $3,529/mo payment, a consistent 7.98% yield. DSCR 1.48 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $216,853 in value; $7,229/yr in principal paydown compounds ownership stake. Total projected return: $315,317.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $268 | $1,200 |
City averages based on Holden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,221 |
| Total Monthly Debt Service | $4,641 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
5.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04429, Holden, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,800 (100%) |
| Owner Occupied HU | 1,885 (67.3%) |
| Renter Occupied HU | 271 ( 9.7%) |
| Vacant Housing Units | 644 (23.0%) |
| Median Home Value | $345,447 |
| Average Home Value | $395,801 |
Housing Distribution
Address Breakdown
Residential
2,186
Single Family
2,139
Multi-Family
47
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
5.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04429, Holden, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,800 (100%) |
| Owner Occupied HU | 1,885 (67.3%) |
| Renter Occupied HU | 271 ( 9.7%) |
| Vacant Housing Units | 644 (23.0%) |
| Median Home Value | $345,447 |
| Average Home Value | $395,801 |
Housing Distribution
Address Breakdown
Residential
2,186
Single Family
2,139
Multi-Family
47
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices