65 Barclay CtRochesterNY14612
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 65 Barclay Ct, Rochester, NY, 14612 in Rochester: $3,478/mo in rent, $807/mo net, 10.44% gross yield, all on a $399,900 acquisition. The 1.93 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $110,485 in value, and $3,683/yr in principal paydown steadily builds equity. Projected total cumulative return: $204,469.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $807 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,478 |
| Total Monthly Debt Service | $2,511 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14612, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,161 (100%) |
| Owner Occupied HU | 10,409 (64.4%) |
| Renter Occupied HU | 5,076 (31.4%) |
| Vacant Housing Units | 676 ( 4.2%) |
| Median Home Value | $216,649 |
| Average Home Value | $258,850 |
Housing Distribution
Address Breakdown
Residential
15,798
Single Family
13,142
Multi-Family
2,656
Businesses
437
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14612, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,161 (100%) |
| Owner Occupied HU | 10,409 (64.4%) |
| Renter Occupied HU | 5,076 (31.4%) |
| Vacant Housing Units | 676 ( 4.2%) |
| Median Home Value | $216,649 |
| Average Home Value | $258,850 |
Housing Distribution
Address Breakdown
Residential
15,798
Single Family
13,142
Multi-Family
2,656
Businesses
437
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices