65-65B Depot Rd #BOxfordMA01540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 65-65B Depot Rd #B, Oxford, MA, 01540 in Oxford: $2,760/mo in rent, $855/mo net, 11.83% gross yield, all on a $279,900 acquisition. The 2.19 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $77,331 in value, and $2,578/yr in principal paydown steadily builds equity. Projected total cumulative return: $170,344.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.0% |
| Monthly Cash Flow | $855 | $400 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01540, Oxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 3,516 (75.1%) |
| Renter Occupied HU | 980 (20.9%) |
| Vacant Housing Units | 183 ( 3.9%) |
| Median Home Value | $395,171 |
| Average Home Value | $442,029 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
3,996
Multi-Family
385
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01540, Oxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 3,516 (75.1%) |
| Renter Occupied HU | 980 (20.9%) |
| Vacant Housing Units | 183 ( 3.9%) |
| Median Home Value | $395,171 |
| Average Home Value | $442,029 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
3,996
Multi-Family
385
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73513621