6493 E Trinity LnAtholID83801
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 6493 E Trinity Ln, Athol, ID, 83801 in Athol worth study. Rental yield 1.26%. The 1.26% gross yield is below cash-flow benchmarks at $1,800,000, but 5% annual appreciation, adding $497,307 over five years, frames this as a capital growth position. Rent of $1,889/mo partially offsets the $8,094/mo payment. Ziffy Mortgage finances appreciation-play properties (0.23 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $134,293.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 8.0% |
| Monthly Cash Flow | $(8,466) | $1,000 |
City averages based on Athol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,889 |
| Total Monthly Debt Service | $9,639 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
9.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83801, Athol, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 2,855 (84.7%) |
| Renter Occupied HU | 269 ( 8.0%) |
| Vacant Housing Units | 246 ( 7.3%) |
| Median Home Value | $625,271 |
| Average Home Value | $676,141 |
Housing Distribution
Address Breakdown
Residential
2,819
Single Family
2,818
Multi-Family
1
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
9.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83801, Athol, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 2,855 (84.7%) |
| Renter Occupied HU | 269 ( 8.0%) |
| Vacant Housing Units | 246 ( 7.3%) |
| Median Home Value | $625,271 |
| Average Home Value | $676,141 |
Housing Distribution
Address Breakdown
Residential
2,819
Single Family
2,818
Multi-Family
1
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices