6490 S Heritage PlaceCentennialCO80111
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 6490 S Heritage Place, Centennial, CO, 80111 in Centennial at $937,900 earns $5,830/mo in rent and nets $189/mo after the $4,217/mo payment, a 7.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $259,124 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $8,638/yr in principal paydown, total projected return reaches $367,118.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 3.8% |
| Monthly Cash Flow | $189 | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,830 |
| Total Monthly Debt Service | $5,268 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
9,148 sqft lot
$N/A/sqft
$103 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80111, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,609 (100%) |
| Owner Occupied HU | 7,737 (56.9%) |
| Renter Occupied HU | 5,139 (37.8%) |
| Vacant Housing Units | 733 ( 5.4%) |
| Median Home Value | $910,078 |
| Average Home Value | $1,022,406 |
Housing Distribution
Address Breakdown
Residential
13,749
Single Family
8,391
Multi-Family
5,358
Businesses
2,198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
9,148 sqft lot
$N/A/sqft
$103 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80111, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,609 (100%) |
| Owner Occupied HU | 7,737 (56.9%) |
| Renter Occupied HU | 5,139 (37.8%) |
| Vacant Housing Units | 733 ( 5.4%) |
| Median Home Value | $910,078 |
| Average Home Value | $1,022,406 |
Housing Distribution
Address Breakdown
Residential
13,749
Single Family
8,391
Multi-Family
5,358
Businesses
2,198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ty Quirk • Thrive Real Estate Group
Mls Name: REcolorado as distributed by MLS GRID
Mls Provider:
Mls ID: #8847542
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