649 N Montz Ave, Gramercy, LA, 70052 | $405/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Gramercy at 649 N Montz Ave, Gramercy, LA, 70052 offers a 9.41% rental yield on a $245,000 purchase with $1,922/mo rent. Total monthly income registers $1,922/mo, and a $1,199/mo payment leaves $405/mo available for distribution. Annual cash flow reaches $4,854/yr on $81,218 to close, and return on cash invested stands at 25.89% in year one. Equity gained on principal adds $1,581/yr while 5% annual appreciation supports $67,689 over five years. Portfolio math shows five-year ROI at 134.93% and total cumulative return in cash at $109,584. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,922/mo property income against a $1,199/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2005

7,840 sqft lot

$N/A/sqft

No HOA