648 Valley Oak TerSan JoseCA95112








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Jose at 648 Valley Oak Ter, San Jose, CA, 95112 offers a 4.8% rental yield on a $1,110,000 purchase with $4,441/mo rent. 28% in year one. Equity gained on principal adds $7,163/yr while 5% annual appreciation supports $306,673 over five years. Portfolio math shows five-year ROI at 61.81% and total cumulative return in cash at $222,303. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,441/mo property income against a $5,433/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2006
2,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95112, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,764 (100%) |
| Owner Occupied HU | 6,050 (24.4%) |
| Renter Occupied HU | 16,994 (68.6%) |
| Vacant Housing Units | 1,720 ( 6.9%) |
| Median Home Value | $1,119,691 |
| Average Home Value | $1,168,240 |
Housing Distribution
Address Breakdown
Residential
23,233
Single Family
14,328
Multi-Family
8,905
Businesses
3,455
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Listed by: John Murphy • Wesely & Associates
Mls Name: MetroList Services of CA
Mls ID: #226000526








