6474 S Taylor RdBranchMI49402
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6474 S Taylor Rd, Branch, MI, 49402 in Branch: $4,040/mo in rent, $750/mo in net income, 9.72% gross yield, 1.80 DSCR, all at $499,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $137,865 in appreciation and $4,596/yr in principal paydown projects total cumulative return of $238,307.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.3% |
| Monthly Cash Flow | $750 | $950 |
City averages based on Branch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,040 |
| Total Monthly Debt Service | $3,092 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices