647 Stephanie StBattle CreekMI49037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow647 Stephanie St, Battle Creek, MI, 49037 in Battle Creek is a solid income-producing rental, 10.75% gross yield, $1,277/mo rent, $337/mo net cash flow on a $142,500 buy. DSCR 1.99 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $39,370 and $1,312/yr in principal reduction project a total cumulative return of $75,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 8.2% |
| Monthly Cash Flow | $337 | $450 |
City averages based on Battle Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,277 |
| Total Monthly Debt Service | $883 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
8,712 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Summer LaBonte • eXp Realty
Mls Name: MichRIC
Mls ID: #26003690