6460 Craig DrCedar HillMO63016
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 6460 Craig Dr, Cedar Hill, MO, 63016 in Cedar Hill: $2,582/mo in rent, $706/mo net, 10.33% gross yield, all on a $300,000 acquisition. The 1.82 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $82,884 in value, and $2,515/yr in principal paydown steadily builds equity. Projected total cumulative return: $154,092.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $706 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,582 |
| Total Monthly Debt Service | $1,822 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63016, Cedar Hill, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,409 (100%) |
| Owner Occupied HU | 2,822 (82.8%) |
| Renter Occupied HU | 396 (11.6%) |
| Vacant Housing Units | 191 ( 5.6%) |
| Median Home Value | $253,836 |
| Average Home Value | $282,977 |
Housing Distribution
Address Breakdown
Residential
3,252
Single Family
3,252
Multi-Family
0
Businesses
111
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: MARIS
Mls Provider:
Mls ID: #26063619
